ABOUT TBIF : KEY FACTS, RUSSIA   Bulgaria

  Romania

  Russia

Q4/2005

TBIF acquired 50% in Arka Finance, a regional consumer finance provider, based in Novosibirsk.

Q1-Q3/2006

Arka Finance spread its activity to 17 regions of Russia.

Q4/2006

TBIF increased its share, acquired directly and through Arka Finance, in Bank Regional Credit to 88%.

Q1/2007

TBIF started the merger of its Russian operations with Sovcombank to form a pan Russian retail and consumer finance bank.

Q2/2007

TBIF Financial Services BV increased its share in ARKA Finance up to 99.9%.

TBIF acquired through ARKA Finance 98.86% of Bank Regional Credit.

Q3/2007

TBIF purchased 50% of share capital of Sovcombank, at the same time selling in block ARKA & BRC shares to Sovcombank.

Q1/2008

Sovcom acquired Credit Island, a consumer finance franchise in the Far East

Q2/2008

TBIF increased its stake in Sovcom to 63.5%.

Q4/2008

In Forbes annual survey, Sovcombank was ranked among Top 100 credit institutions in Russia.

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