ABOUT TBIF : MISSION & PRINCIPLES

The TBIF mission is to be a leading provider of financial services in the retail financial segment in its countries of operation.

The strategy to achieve our mission is:

  • Early entry into markets
  • Well defined product portfolio
  • Continuously improving systems and processes
  • Tailor-made approach for each country
  • Growing emphasis on retail credit businesses
  • Exploiting synergies among the group companies

The philosophy of TBIF is to invest only in projects where it can contribute substantial value added. TBIF is an active, hands-on investor, looking to create value for all shareholders in the subsidiary companies.

The main principles of operation are:

  • Long-term commitment to the business, supported by adequate and timely investment of capital and management resources;
  • Gradual development of various activities in parallel with the development of the local economies;
  • Reliance on strong local management, actively supported with expertise within the Group;
  • Business integration both horizontally and vertically;
  • Flexible and swift decision-making process arising from cohesive team work;
  • Utilization of existing partnership with multinational corporations.