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TBIF Financial Services BV is a leading provider of financial services in CEE, focused on Retail banking, Consumer finance, Leasing and Mortgage. With the early entry in the markets of Central and Eastern Europe we have proven our expertise to develop new products and successfully launch them. The right investment philosophy and governance, based on partnerships and local management, resulted in significant growth of the portfolio, with total assets of EUR 1.4 billion. The main products in our portfolio are banking, consumer finance, financial and operational leasing and mortgages.

Incorporated in the Netherlands in late 2001 TBIF operates in Bulgaria, Romania, Russia and Ukraine. The operational structure is built on a matrix concept - by country and business line.

The total number of TBIF's employees, including subsidiaries, is over 4,300 as end of December, 2010.