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TBIF Financial Services BV is a leading provider of financial services in CEE, focused on Retail banking, Lending and Asset management. With the early entry in the markets of Central and Eastern Europe we have proven our expertise to develop new products and successfully launch them. The right investment philosophy and governance, based on partnerships and local management, resulted in significant growth of the portfolio, with total assets now over EUR 1.8 billion. The main products in our portfolio are banking, consumer finance, leasing, mortgages and asset management.

Incorporated in the Netherlands in late 2001 TBIF operates in Bulgaria, Romania, Russia, Slovakia and Ukraine. The operational structure is built on a matrix concept - by country and business line.

The total number of TBIF's employees, including subsidiaries, is 10,716 as end of June 2008.